You should have Public Liability insurance to cover yourself against injury to third parties %26amp; third party property damage during the course of your work.
If you have no employees (therefore do not need employers liability cover as an extension) you should not pay more than 拢70-拢90 for 拢1,000,000 Public Liability cover.
This is the minimum insurance cover you will require.
As you are self employed you may want to consider a 'Personal accident and Sickness' policy to give you some protection against loss of income for injuries or long periods of illness that prevent you from carrying out your work.
I would advise you speak to an insurance broker rather than use 'niche' search engines or the like. Searh engines do not give you any advice %26amp; you obviously feel you need advice otherwise you would not post a question here.
I can help you with the cover you need if you like- www.gothicinsurance.com - or go to your own local brokerIm looking for good insurance for myself as im an mobile nail technician any suggestions thx?
Small business insurance can be a tough one, your best bet is to try a niche search engine like http://www.seekcoverage.comIm looking for good insurance for myself as im an mobile nail technician any suggestions thx?
What type of insurance, (Health, Life, Liability, etc?) Which state? Each state is governed by different insurance regulations.
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